My Blog
How A Credit Score Is Calculated
As your teen launches into adulthood they are going to begin to make bigger financial purchases and decisions that are going to be more complicated than just running to Target and grabbing that item they have been saving for. Their ability to rent an apartment,...
Build Your Teen’s Credit
Did you know there’s an easy way to build your young person’s credit before they have even moved out on their own? If you have good credit yourself, you can add your child as an authorized user on your credit card account. What is an authorized user? An...
FinCon 2022 Recap
So last year I did a recap of our FinCon experience and talked about how much it cost us. I thought that it would be a good idea to do that again to help other people looking to go in the future. So here are my thoughts on the conference, our budget, the hotel- our...
Six Ways to Save Money on Medical Expenses
I know that we were in the middle of a discussion on credit, but we are going to put a pause on that momentarily and come back to that in a few. The best lessons are the life lessons and we’ve had quite a few of those lately, so I thought I’d spend a few posts on our...
Are Credit Cards Bad?
Some financial advisors advocate no credit cards at all. For many years I was in that camp, but my thoughts have changed over the years. Credit cards are like money – they are amoral. That is to say, they they can be used for bad, but they can also be used for good....
Navigating Difficult Times
Sometimes life is so hard, how do we navigate through the difficult times? I think that often in our first world lives, we feel like life should be easy and things should always be good. Then when struggles come, we think we have done something wrong. But that...